PayID for CommBank

Send quick and easy payments in real time
- PayID is a memorable piece of information such as your mobile number or email address, that you can link to your bank account to receive payments
- Once linked, you can simply provide your PayID for payments instead of handing out your BSB and account number
- If you need to pay someone who has registered for PayID, you’ll only need their PayID to transfer money directly into their bank account
Are you a business owner? Learn how you can quickly, easily and securely receive payments from customers with PayID. Explore PayID for small business.

- Osko by BPAY^® is a secure payment service which enables you to send and receive near real-time payments on the New Payments Platform
- The service is available within the CommBank app
- You won’t need to look for Osko^®, as you’ll automatically be using the service when it is available
- When you send or receive a payment you may see the Osko^® logo in your payment confirmation or account transaction history. This indicates that the payment was sent via the New Payments Platform (NPP) infrastructure using Osko^®.

Why use PayID?

Transfer money to friends and family using their PayID as quickly and easily as you transfer money between your CommBank accounts.

Fast: Near real-time payments across participating banks
Easy: Easier to remember than your BSB and account number
Mobile: Available through the CommBank app
Secure: We’ll protect you from losses due to unauthorised transactions on personal and business accounts when you take the necessary steps to stay safe online.
Simple registration: A few clicks and you’re ready

First time payments to a new payee may be held for up to 24 hours as a security measure.

Why use PayID?

Transfer money to friends and family using their PayID as quickly and easily as you transfer money between your CommBank accounts.

Fast: Near real-time payments across participating banks
Easy: Easier to remember than your BSB and account number
Mobile: Available through the CommBank app
Secure: We’ll protect you from losses due to unauthorised transactions on personal and business accounts when you take the necessary steps to stay safe online.
Simple registration: A few clicks and you’re ready

First time payments to a new payee may be held for up to 24 hours as a security measure.

Use PayID to receive money

To receive payments you’ll need to register your mobile number or email address as a PayID using the CommBank app or NetBank. It only takes a couple of minutes.

Friends and family will then be able to pay you through their own bank’s mobile or internet banking using your PayID.

Tell me more
Use PayID to send money

VIDEO: How to pay using PayID on Commonwealth Bank App.

Hello Clever

To send payments to someone else, they just need to provide you with their PayID.

This may be their mobile number however other may include email, ABN, ACN and landline phone number, depending on their bank.

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1. Log on to the app and select 'Profile', then 'Manage PayID' from the top-left menu

2. Choose which type of PayID you’d like to register. Then follow the prompts.

3. Choose an account to link to your PayID

4. Confirm the name others will see

You’ll be asked to confirm your new PayID details and verify your mobile number or email address by entering the NetCode we’ll send you. Once completed you’ll receive an email confirming that your registration has been successful.

Security features

VIDEO: How to set up payid with commbank | how to set payid commbank | commonwealth bank of Australia

Skills | dG Guo |

PayID is a key feature of the New Payments Platform infrastructure designed to enable fast, safe payments between participating financial institutions. We’ve been working with the other Australian banks to ensure that payments are just as secure as the payments you make today. In addition, CommBank customers benefit from a number of security features including:
- NetCode SMS or NetCode email notification for email address verification
- Real-time fraud checks and holds to new payees
Email safety

VIDEO: Pay to email address or mobile using commonwealth bank app - osko by bpay

Sagar S

You'll only be able to register a PayID for a CommBank account by first logging into the CommBank app or NetBank.

We will never send you emails asking you to confirm, update or disclose personal or banking information. If you receive an email that looks like it’s from us that you believe may be a hoax, please forward it as an attachment to [email protected]

Learn how to stay safe online

How private is my PayID?

VIDEO: How To Set Up Payid With Commbank (2023)

TutorialsWithJames

We won’t disclose your mobile number or email address. The PayID name you choose may be displayed to someone when they make a payment to your PayID.

Message us in the CommBank app

VIDEO: How To Use PayID Commbank with Mobile Number

Quick How To's!

Get instant answers from Ceba our virtual assistant, or connect with a specialist who can message you back. You’ll need notifications for the CommBank app turned on so you know when you’ve received a reply.

How to message us

Protection for unauthorised transactions

VIDEO: How to set up payid with commbank | how to register payid commbank | commonwealth bank of Australia

REAL EDUCATION

We’ll protect you from losses due to unauthorised transactions on personal and business accounts when you take the necessary steps to stay safe online.